What is the Insurent Lease Guaranty Program? 10.000 Families we helped IN 2018 What else to say? Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Please look at these as proof. Credit Scores don't matter. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. This cookie is set by GDPR Cookie Consent plugin. That is why our Leasing Program allow clients the FREEDOM to live where they want! What do I do if the apartment I choose is not an Insurent certified building? Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. No scam, no fly by night company. No. Look into the future even if you have a low credit score. More Approvals We are a FREE referral service. Get more reviews from your customers with Birdeye. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. could finally move out of my parents house with my daughter! In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. This website uses cookies to improve your experience while you navigate through the website. The Guaranty fee is paid in full prior to the execution of the apartment lease. Bear in mind, like any other company we do not have solutions for every person that inquires. Just trying to see if it allows me to post a reply.hmm.. They have a option to call corporate but that option leads you to a non working line. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. We walk you thru the process. Our Home Approval Program makes it easy. We are the #1 Apartment Approval Company in the nation. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. They will take your hard earned money and not do a **** thing. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. Downtown Brea Apartments for Rent - 99 Apartments - Brea, CA We've rounded up the most common scams and ways to avoid them. This company literally helped prevent us from being homeless!! The cookie is used to store the user consent for the cookies in the category "Analytics". But first, it's important to understand what a personal loan is and is not. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. I was unsure about them at first, but took the risk. Bark to their hearts content when they don't get what they want or the attention they want. That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. They kept me in the loop every step of the way. We also qualify international students with Responsible Parties. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. Need help Getting Approved. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. I wasted over 4 months and $1400+ looking for an apartment using this company. I received excellent service from this company. The cookies is used to store the user consent for the cookies in the category "Necessary". If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. YOUR APPROVAL IS 100% GUARANTEED. We get you Approved.Fast Affordable Reliable. We help people get their new homes since 2014 non-stop. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. I seriously recommend! Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? Read these reviews They applied one time and were approved instantly for a lease. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. We've already gotten denied once and i'm . I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. 7 Guaranteed Decision Payday Loans (2023) - BadCredit.org The landlord (or potential scammer) can't run off with your personal information, because they never see it. I was turned down and almost forced to reside to live in less than ideal apartments. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . They're taking a big risk on you. We have seen every scenario and were here to help. It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. Renters benefit by obtaining a place for which they otherwise could not qualify. I am a college or professional school graduate with a job acceptance letter. We process all Rental Credit applications on your behalf! Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Approvals are based on income and real-world financial indicators. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. No. In the event that you fall into that category, please email us at, Yes. Yes. This cookie is set by GDPR Cookie Consent plugin. We are paid a commision (like a realtor) from the referral company we send you. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. When is the Insurent Lease Guaranty issued to the Landlord? This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! I TREC Information About Broker Services We also help with building credit with our step by step process. Guaranteed Apartment Approval - Same Day Approval Apartments Near Me The Green Dot primor card is unique among bad credit secured credit cards. After filling my BK13, these were the only people willing to work with me. They didnt charge any fees to review my application. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. Please Provide 3 Check Stubs or Bank Statement if Self Employed. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. Can the Insurent Program help me if I have terrible credit? When they say 100% Guranteed they mean it. If you need a co-signer, apply with OneApp Guarantee. Two potential downsides, however: The card charges an annual fee of $35, and . Once we have a completed application, we can have an approval certificate for you in just a matter of hours. In the event that you fall into that category, please email us at. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. We declined the appointment. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Country Woods Apartment Homes. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. You also have the option to opt-out of these cookies. Need No Credit Check Apartments or Lease Guarantor? Our Apartment Approval Program is the best in the nation. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. Now I live in a gorgeous apartment. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. We have been around over 10 years now starting our business in 2009. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. All I have to say is that Alanda Brown and Robert Smith were amazing. Our Home Approval Program makes it easy. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! Who are the various types of renters for who you issue guarantees? Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. We specialize in connecting you with the home of your choice, regardless of past credit challenges. This place and *********************** took money from my family after losing our home following covid. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. process was a breeze and it helped us begin our new life together! I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. Update: our application is not on our website. Can the Insurent Program help me if I have no U.S. based credit history? But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. 198 likes. I had submitted several applications for houses and apartments but got denied by everyone. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Register your property with OneApp Guarantee. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. We've. You need a new address, email address and telephone number. Enjoy your new home and know we've got your back. GUARANTEED RENTAL APPROVAL; . 2023 Trustpilot, Inc. All rights reserved. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? thanks again!! Guaranteed Apartment Approval cares about your needs. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. That is why our Leasing Program allow clients I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. I'm really hoping to at least speak to someone. Can I still qualify for an Insurent Lease Guaranty? I had lost my job two years ago and had an eviction on my record. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. We also use third-party cookies that help us analyze and understand how you use this website. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. No negative impact to your tax status. for ways to Increase their Employee Overall Job Satisfaction. Cookie Settings Accept All If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. This company is literally a scam. Call Now lets get you into your new Home. Dominate search results. Reviews not showing up on Google? Dear Mandy Blair, I see you requested an appointment on Wed, February 05, 10:35am 11:05am. What markets are covered by the Insurent Lease Guaranty Program? 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. I actually save lives for living. If she had wired any cash, it would have been gone without a trace. Joule La Floresta. Award winning company since 2018. By clicking Accept All, you consent to the use of ALL the cookies. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. Verification can help ensure real people write reviews about real companies. ********************************************************. they can assist. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. In the Real Estate Rental Agency category. We've made it simple for property managers to approve more renters. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. You receive a full refund of the guaranty fee in one business day. Which I never did due to the covid-19 pandemic. Your landlord could even place a lien against you for compensation of the damages.". November 2007. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Can I still qualify for an Insurent Lease Guaranty? We also ensure all reviews are published without moderation. Yes. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. However, you may visit "Cookie Settings" to provide a controlled consent. How long does it take to process the application for the Insurent Lease Guaranty? Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? My credit got damaged years ago due to a divorce. Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Case in point: Scammers might hand you keys that don't even work. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Submit a copy of bank/ brokerage statement and ID. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Gary Group Realty LLC Broker #9009741 If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. Apartment Lease Guarantors And Bad Credit Specialists. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. We'll contact your three apartments or single family rental choices listed on your Application for approval. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. This company gave me a quality way to live for 7 years. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. Information is copyrighted and school data provided by GreatSchools.org. I am self-employed and my earnings vary significantly from year to year. Once approved for an apartment, most apartments will require a signed lease. previous eviction, bankruptcies, Analytical cookies are used to understand how visitors interact with the website. I asked a simple question of is this a scam and they got defensive. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . I got discouraged and started giving up hope, but I knew I had to find a place for my three children. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Thats what they do. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here ONE!!! Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM Every employee as a voluntary benefit. 250 E Acacia St. - 250 E Acacia St Brea, CA | Apartments.com Consider their position. Nothing was resolved no refunds were dispersed. Apartment CoSigner Guarantor | True No Credit Check Luxury Renting is Here Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. It is a 9 digit number that is fully tri-merged with the Social Security Administration. thanks for all your help to secure a new apartment. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). When you sign a lease agreement, make sure . Its fast, easy, and most importantly secure. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. Work more efficiently with pre-approved renters. These cookies will be stored in your browser only with your consent. "These charges could deplete your entire security deposit. Self employed renters are almost one-third of our business. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. #1. We are specialists in helping renters with damaged credit qualify for apartment leases. 2ND CHANCE APARTMENTS 2014 SINCE We help people get their new homes since 2014 non-stop. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. I got a lease guarantor for my apartment here in brooklyn. Non-U.S. persons qualify for an Insurent Lease Guaranty. Regardless of your income or past, we'll back you on your lease and help you move forward. Preserve your credit with no credit check qualification. for you! Bad Credit Apartments | No Credit Check Rentals | Second - Ways 2 Rent What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? Birchwood Village Apartment Homes. See Fewer. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. No. It's easier for property managers to say yes to these renters when they have a co-signer. We followed up with places he suppose to contact and he didnt. Pre-qualification Form They did not get approved. Yes. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. If you claim we have charged you anything, you have the wrong company. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida.
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